New financial crime regulations start from 1 July 2026 – is your business going to be regulated? The Federal Government is introducing new financial crime regulation from 1 July 2026 . The Anti-Money Laundering and Counter Terrorism Financing ( AML/CTF ) regime will expand its scope to include a new cohort of higher‑risk services and providers, commonly described as “Tranche 2 entities” . For the last 30 years, the Australian Transaction Reports and Analysis Centre ( AUSTRAC ) has regulated businesses in the financial services and gambling sectors, like banks and casinos. As money laundering methods becomes increasingly sophisticated and fast-moving, AUSTRAC is expanding their regulation to include services provided by high-risk sectors that work on the front line of high value transactions.

Payday Super laws will start from 1 July 2026 Payday Super reforms have now received Royal Assent and is now law. The new legislation will require the payment of eligible superannuation guarantee ( SG ) contributions to be in line with the frequency of the employer’s pay cycle, effective from 1 July 2026 . The payday super changes will require employers to remit SG contributions at the same time they pay employees’ salary and wages (known as ‘ordinary time earnings’ or OTE ). Currently SG contributions are required to be paid quarterly. These changes will apply to all employers, whether have pay cycles weekly, fortnightly, monthly or irregularly. SG contributions must generally arrive in an employee’s chosen super fund within seven business days of each payday. The motivation for these changes is to identify unpaid super much sooner, and reduce unpaid SG by aligning timing and increasing transparency.